Have Different Layers Of Insurance

One of my buddies
told me
she couldn’t afford insurance
on a certain high-priced item
so she installed highly visible
security cameras
around it.

Which is a type of insurance.
It is protection
from the possibility of loss.

Having an extra story
I can release
if I absolutely needed
that income
is insurance.

Having an extra $100
hidden in my home
is insurance.

Having an arrangement
with another business owner
that gives me
an emergency place
to run my business
is insurance.

We should have
different layers of insurance,
including the traditional kind.

And then we should hope
we never have to use
any of those layers.